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We help businesses large and small recover money that is owed.
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- Time is money. We understand the staffing bottlenecks that businesses are experiencing these days. Free up your staff to focus on your core internal operation – allow us to handle all of your past due collection needs. No more wasted time on follow up phone calls and paperwork
- No upfront fees – We only get paid if we collect on your accounts
- We utilize all the leading technology for our collection efforts. Software developed specially for Debt Collection allows us to automate and optimize our operations from receiving brand new accounts from you, to taking payments right over the phone with consumer’s on the line, to remitting your statements and checks
- Our Online Client Portal allows you to send us accounts, updates, payments, and review your accounts in real time
- We use batch mailing, automated dialing campaigns, live agent calling, credit bureau reporting, online payment portals, skiptracing, and advanced legal collections processes
- Our agents are fluent in both english and spanish to connect with all of your consumers
- We preserve your patient and customer relationships – We are real people who live in the community. We can relate to and connect with your consumers on a personal level – the best driver for successful collections while maintaining professional relationships to keep your patients and customers coming back
- BAC is a member of ACA International and NJACA acainternational.org
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- BAC is a boutique full service debt collection agency that can handle all your needs for past due accounts
- We’ll handle your full onboarding process and pre-collections consulting to get you organized and ready to collect!
- We accept accounts any way you can get them to us – snail mail, fax, email, secure client portal, data file transfer
- We have collections specific software designed to manage the full scale of a collections operation from new account loading and acknowledgement, to contact management, to accounting and statement generation and processing
- Automated mailing and follow up call campaign scheduling
- Real people based locally to make collection phone calls
- Skip tracing to find those difficult to get in contact with consumers
- Credit bureau reporting to add an extra incentive for consumers to get their bills paid
- We also work with specialized collection attorneys for those consumers accounts that need a little extra work
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Give us a call right away at (732) 370-7047 ext 122 or send us an email to clientservices@pay-bac.com.
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We’ll need some basic consumer demographic information: Full Name, Address, Phone Number, Birth Date and/or SSN (This will enable us to report the account to the credit bureaus) & well also need the account details: Total Balance, Date of Service, and proof of debt
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We send all accounts a first collection notice (as required by law), followed by our follow up letter series, automated call campaigns, live agent calling, credit bureau reporting, and legal collections, if necessary.
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We remit a full statement each month: it provides details of all account payments, plus any additional fees, adjustments, and costs. Attached to the statement will be a Net Check for total collection amounts less our fees
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If you have an active account with BAC please go to: pay-bac.com
We are debt collectors, any information obtained will be used for that purpose
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If you are an active client and would like to log in to your CAW portal page please go to:
https://www.clientaccessweb.com/BAC/Net/Main/Login/Default.aspx?ReturnUrl=%2fBAC%2fNet
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If you would like to find out any more information or if BAC can help you with outstanding accounts:
Contact us right away at (732) 370-7047 or email to clientservices@pay-bac.com
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We are always looking for enthusiastic new team members! I you would like to join the BAC team in a collector or support role, please call (732) 370-7047 or email us at email@pay-bac.com